{"id":6300,"date":"2025-02-25T16:40:20","date_gmt":"2025-02-25T15:40:20","guid":{"rendered":"https:\/\/lextax.es\/?p=6300"},"modified":"2025-08-19T10:03:17","modified_gmt":"2025-08-19T08:03:17","slug":"preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber","status":"publish","type":"post","link":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/","title":{"rendered":"Preguntas Frecuentes sobre Hipotecas para No Residentes en Espa\u00f1a: Todo lo que Debes Saber"},"content":{"rendered":"<p><span data-contrast=\"auto\">Si eres <\/span><b><span data-contrast=\"auto\">extranjero o espa\u00f1ol no residente<\/span><\/b><span data-contrast=\"auto\"> y deseas comprar una vivienda en Espa\u00f1a, es posible obtener una hipoteca, pero los requisitos y condiciones var\u00edan respecto a las de los residentes fiscales.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udccc En este art\u00edculo respondemos a las <\/span><b><span data-contrast=\"auto\">preguntas m\u00e1s frecuentes<\/span><\/b><span data-contrast=\"auto\"> sobre las <\/span><b><span data-contrast=\"auto\">hipotecas para no residentes en Espa\u00f1a<\/span><\/b><span data-contrast=\"auto\">, qu\u00e9 <\/span><b><span data-contrast=\"auto\">bancos las ofrecen<\/span><\/b><span data-contrast=\"auto\">, qu\u00e9 <\/span><b><span data-contrast=\"auto\">documentaci\u00f3n necesitas<\/span><\/b><span data-contrast=\"auto\"> y c\u00f3mo <\/span><b><span data-contrast=\"auto\">Lextax<\/span><\/b><span data-contrast=\"auto\"> puede ayudarte a conseguir la mejor financiaci\u00f3n sin complicaciones.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfPuedo solicitar una hipoteca en Espa\u00f1a si no soy residente?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u2705 <\/span><b><span data-contrast=\"auto\">S\u00ed<\/span><\/b><span data-contrast=\"auto\">, los bancos en Espa\u00f1a conceden hipotecas a no residentes, pero con condiciones espec\u00edficas:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Financiaci\u00f3n entre el 60% y 70%<\/span><\/b><span data-contrast=\"auto\"> del valor del inmueble.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Dep\u00f3sito inicial mayor<\/span><\/b><span data-contrast=\"auto\">: Necesitar\u00e1s aportar entre <\/span><b><span data-contrast=\"auto\">30% y 40%<\/span><\/b><span data-contrast=\"auto\"> del valor de la vivienda con fondos propios.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Requisitos financieros m\u00e1s estrictos<\/span><\/b><span data-contrast=\"auto\">, como demostrar ingresos estables y un historial crediticio s\u00f3lido en tu pa\u00eds de origen.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Si no eres residente en Espa\u00f1a y buscas financiaci\u00f3n, en Lextax te ayudamos a gestionar tu hipoteca de forma sencilla y segura.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfCu\u00e1les son los requisitos para obtener una hipoteca para no residentes?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Para acceder a una hipoteca en Espa\u00f1a como <\/span><b><span data-contrast=\"auto\">extranjero no residente<\/span><\/b><span data-contrast=\"auto\">, debes cumplir con los siguientes requisitos:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">N\u00famero de Identificaci\u00f3n de Extranjero (NIE).<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Ingresos estables y justificables<\/span><\/b><span data-contrast=\"auto\"> en el pa\u00eds de residencia.<\/span><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Historial crediticio positivo<\/span><\/b><span data-contrast=\"auto\"> en el pa\u00eds de origen.<\/span><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Dep\u00f3sito inicial del 30%-40%<\/span><\/b><span data-contrast=\"auto\"> del valor de la propiedad.<\/span><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Documentaci\u00f3n financiera obligatoria:<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Pasaporte o DNI (si eres ciudadano de la UE).<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\u00daltimas <\/span><b><span data-contrast=\"auto\">3 n\u00f3minas o comprobante de ingresos<\/span><\/b><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Declaraci\u00f3n de impuestos<\/span><\/b><span data-contrast=\"auto\"> del pa\u00eds de residencia.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Extractos bancarios<\/span><\/b><span data-contrast=\"auto\"> de los \u00faltimos <\/span><b><span data-contrast=\"auto\">6-12 meses<\/span><\/b><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Informe de cr\u00e9dito<\/span><\/b><span data-contrast=\"auto\"> del pa\u00eds de residencia.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Contrato de trabajo<\/span><\/b><span data-contrast=\"auto\"> o documento que acredite ingresos estables.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"7\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Contrato de arras<\/span><\/b><span data-contrast=\"auto\"> y <\/span><b><span data-contrast=\"auto\">nota simple<\/span><\/b><span data-contrast=\"auto\"> del inmueble a financiar.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ud83d\ude80 <\/span><b><span data-contrast=\"auto\">Si necesitas ayuda con la gesti\u00f3n de estos tr\u00e1mites, en Lextax te asesoramos en cada paso para asegurar que tu hipoteca sea aprobada.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfCu\u00e1nto dinero financian los bancos para no residentes?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\ud83d\udd39 <\/span><b><span data-contrast=\"auto\">Residentes fiscales en Espa\u00f1a<\/span><\/b><span data-contrast=\"auto\">: Pueden obtener hasta <\/span><b><span data-contrast=\"auto\">80%<\/span><\/b><span data-contrast=\"auto\"> de financiaci\u00f3n.<\/span><br \/>\n<span data-contrast=\"auto\">\ud83d\udd39 <\/span><b><span data-contrast=\"auto\">No residentes<\/span><\/b><span data-contrast=\"auto\">: Pueden obtener entre <\/span><b><span data-contrast=\"auto\">60% y 70%<\/span><\/b><span data-contrast=\"auto\"> del valor del inmueble.<\/span><br \/>\n<span data-contrast=\"auto\">\ud83d\udd39 <\/span><b><span data-contrast=\"auto\">Aut\u00f3nomos o solicitantes con ingresos variables<\/span><\/b><span data-contrast=\"auto\">: Dependiendo del perfil financiero, el banco podr\u00eda financiar un menor porcentaje.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Ejemplo:<\/span><\/b><span data-contrast=\"auto\"> Si compras una vivienda de <\/span><b><span data-contrast=\"auto\">300.000 \u20ac<\/span><\/b><span data-contrast=\"auto\">, el banco podr\u00eda financiar entre <\/span><b><span data-contrast=\"auto\">180.000 \u20ac y 210.000 \u20ac<\/span><\/b><span data-contrast=\"auto\">, y necesitar\u00e1s aportar el resto con fondos propios.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfCu\u00e1les son los tipos de inter\u00e9s en las hipotecas para no residentes?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Los bancos en Espa\u00f1a ofrecen <\/span><b><span data-contrast=\"auto\">tres tipos de inter\u00e9s<\/span><\/b><span data-contrast=\"auto\"> para hipotecas de no residentes:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Hipoteca a tipo fijo:<\/span><\/b><span data-contrast=\"auto\"> Pagos mensuales constantes durante toda la vida del pr\u00e9stamo.<\/span><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Hipoteca a tipo variable:<\/span><\/b><span data-contrast=\"auto\"> Basada en el <\/span><b><span data-contrast=\"auto\">Eur\u00edbor<\/span><\/b><span data-contrast=\"auto\">, con revisi\u00f3n cada 6 o 12 meses.<\/span><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Hipoteca mixta:<\/span><\/b><span data-contrast=\"auto\"> Una combinaci\u00f3n de ambas, con un per\u00edodo inicial fijo y luego variable.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udca1 <\/span><b><span data-contrast=\"auto\">Recomendaci\u00f3n:<\/span><\/b><span data-contrast=\"auto\"> Para <\/span><b><span data-contrast=\"auto\">no residentes<\/span><\/b><span data-contrast=\"auto\">, suele ser m\u00e1s conveniente elegir <\/span><b><span data-contrast=\"auto\">tipo fijo<\/span><\/b><span data-contrast=\"auto\">, ya que evita fluctuaciones en los pagos internacionales.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfCu\u00e1nto tiempo tarda en aprobarse una hipoteca para no residentes?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">El proceso de aprobaci\u00f3n puede tomar <\/span><b><span data-contrast=\"auto\">entre 4 y 8 semanas<\/span><\/b><span data-contrast=\"auto\">, dependiendo de:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Tiempo de entrega de documentaci\u00f3n.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Evaluaci\u00f3n financiera del solicitante.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Tasaci\u00f3n de la vivienda.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Verificaci\u00f3n del historial crediticio.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\ude80 <\/span><b><span data-contrast=\"auto\">En Lextax gestionamos tu hipoteca de manera r\u00e1pida y eficiente para que no pierdas tiempo con tr\u00e1mites complicados.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfCu\u00e1les son los principales bancos que ofrecen hipotecas para no residentes?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\ud83c\udfe6 <\/span><b><span data-contrast=\"auto\">Banco Santander<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\ud83c\udfe6 <\/span><b><span data-contrast=\"auto\">BBVA<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\ud83c\udfe6 <\/span><b><span data-contrast=\"auto\">CaixaBank<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\ud83c\udfe6 <\/span><b><span data-contrast=\"auto\">Banco Sabadell<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\ud83c\udfe6 <\/span><b><span data-contrast=\"auto\">Bankinter<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Cada entidad tiene condiciones diferentes. En Lextax te ayudamos a comparar opciones y elegir la mejor financiaci\u00f3n seg\u00fan tu perfil.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfQu\u00e9 impuestos y gastos adicionales debo pagar al comprar una vivienda en Espa\u00f1a?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Cuando compras una vivienda con hipoteca, adem\u00e1s del precio de compra, debes considerar otros gastos:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udcb0 <\/span><b><span data-contrast=\"auto\">Impuesto sobre Transmisiones Patrimoniales (ITP):<\/span><\/b><span data-contrast=\"auto\"> Entre <\/span><b><span data-contrast=\"auto\">6% y 10%<\/span><\/b><span data-contrast=\"auto\"> (para viviendas de segunda mano).<\/span><br \/>\n<span data-contrast=\"auto\">\ud83d\udcb0 <\/span><b><span data-contrast=\"auto\">IVA:<\/span><\/b> <b><span data-contrast=\"auto\">10%<\/span><\/b><span data-contrast=\"auto\"> (para viviendas nuevas).<\/span><br \/>\n<span data-contrast=\"auto\">\ud83d\udcb0 <\/span><b><span data-contrast=\"auto\">Gastos de notar\u00eda y Registro de la Propiedad:<\/span><\/b><span data-contrast=\"auto\"> Entre <\/span><b><span data-contrast=\"auto\">600 \u20ac y 1.500 \u20ac<\/span><\/b><span data-contrast=\"auto\">.<\/span><br \/>\n<span data-contrast=\"auto\">\ud83d\udcb0 <\/span><b><span data-contrast=\"auto\">Tasa de tasaci\u00f3n de la vivienda:<\/span><\/b><span data-contrast=\"auto\"> Entre <\/span><b><span data-contrast=\"auto\">300 \u20ac y 600 \u20ac<\/span><\/b><span data-contrast=\"auto\">.<\/span><br \/>\n<span data-contrast=\"auto\">\ud83d\udcb0 <\/span><b><span data-contrast=\"auto\">Honorarios de gestor\u00eda:<\/span><\/b><span data-contrast=\"auto\"> Si decides contratar un gestor para los tr\u00e1mites.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Estos costos pueden representar entre un 10% y un 15% adicional sobre el precio de compra.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfQu\u00e9 pasa si no puedo pagar mi hipoteca en Espa\u00f1a?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\ud83d\udccc Si dejas de pagar la hipoteca en Espa\u00f1a, el banco puede <\/span><b><span data-contrast=\"auto\">ejecutar la hipoteca<\/span><\/b><span data-contrast=\"auto\"> y embargar la propiedad.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u26a0\ufe0f <\/span><b><span data-contrast=\"auto\">Si la hipoteca no cubre la deuda, el banco podr\u00eda reclamar el saldo restante en tu pa\u00eds de residencia.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\ude80 <\/span><b><span data-contrast=\"auto\">Si tienes dudas sobre el impacto fiscal y legal de tu hipoteca, en Lextax te asesoramos para evitar riesgos innecesarios.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfEs obligatorio abrir una cuenta bancaria en Espa\u00f1a para solicitar una hipoteca?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u2705 <\/span><b><span data-contrast=\"auto\">S\u00ed<\/span><\/b><span data-contrast=\"auto\">, es un requisito indispensable. Los bancos solicitan que tengas una cuenta bancaria en Espa\u00f1a para gestionar los pagos de la hipoteca y otros gastos asociados.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">En Lextax podemos ayudarte a abrir tu cuenta bancaria en Espa\u00f1a y gestionar todos los tr\u00e1mites administrativos.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">\u00bfC\u00f3mo puede ayudarte Lextax en la solicitud de una hipoteca para no residentes?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">En <\/span><b><span data-contrast=\"auto\">Lextax<\/span><\/b><span data-contrast=\"auto\">, ofrecemos un servicio integral para <\/span><b><span data-contrast=\"auto\">extranjeros y espa\u00f1oles no residentes<\/span><\/b><span data-contrast=\"auto\"> que buscan financiaci\u00f3n para comprar una vivienda en Espa\u00f1a:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u2705 <\/span><b><span data-contrast=\"auto\">Gesti\u00f3n de tr\u00e1mites y documentaci\u00f3n bancaria.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2705 <\/span><b><span data-contrast=\"auto\">Asesoramiento fiscal y legal para evitar problemas.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2705 <\/span><b><span data-contrast=\"auto\">Negociaci\u00f3n con bancos para conseguir las mejores condiciones.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2705 <\/span><b><span data-contrast=\"auto\">Optimizaci\u00f3n fiscal para reducir impuestos.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2705 <\/span><b><span data-contrast=\"auto\">Asistencia en la firma ante notario.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Nuestro objetivo es que consigas la hipoteca que necesitas sin complicaciones.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">Conclusi\u00f3n: \u00bfC\u00f3mo Conseguir la Mejor Hipoteca para No Residentes en Espa\u00f1a?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\ud83d\udccc <\/span><b><span data-contrast=\"auto\">Resumen de puntos clave:<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">S\u00ed puedes solicitar una hipoteca en Espa\u00f1a si no eres residente.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Necesitas aportar entre el 30%-40% del valor del inmueble.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Las hipotecas para no residentes tienen condiciones m\u00e1s restrictivas.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Debes considerar gastos adicionales como impuestos y notar\u00eda.<\/span><\/b><br \/>\n<span data-contrast=\"auto\">\u2714\ufe0f <\/span><b><span data-contrast=\"auto\">Contar con un asesor fiscal puede ahorrarte tiempo y dinero.<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud83d\udcde <\/span><b><span data-contrast=\"auto\">\u00bfNecesitas ayuda con tu hipoteca? Cont\u00e1ctanos en Lextax y deja que nuestros expertos gestionen todo por ti.<\/span><\/b><span data-contrast=\"auto\"> \ud83d\ude80<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si eres extranjero o espa\u00f1ol no residente y deseas comprar una vivienda en Espa\u00f1a, es posible obtener una hipoteca, pero los requisitos y condiciones var\u00edan respecto a las de los residentes fiscales.\u00a0 \ud83d\udccc En este art\u00edculo respondemos a las preguntas m\u00e1s frecuentes sobre las hipotecas para no residentes en Espa\u00f1a, qu\u00e9 bancos las ofrecen, qu\u00e9 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8342,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-6300","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hipotecas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Preguntas Frecuentes sobre Hipotecas para No Residentes<\/title>\n<meta name=\"description\" content=\"\u00bfEres extranjero y quieres comprar en Espa\u00f1a? Resolvemos las dudas m\u00e1s comunes sobre hipotecas para no residentes. Condiciones, bancos y requisitos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Preguntas Frecuentes sobre Hipotecas para No Residentes\" \/>\n<meta property=\"og:description\" content=\"\u00bfEres extranjero y quieres comprar en Espa\u00f1a? Resolvemos las dudas m\u00e1s comunes sobre hipotecas para no residentes. Condiciones, bancos y requisitos.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/\" \/>\n<meta property=\"og:site_name\" content=\"Lextax\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-25T15:40:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-19T08:03:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lextax.es\/es\/wp-content\/uploads\/2025\/02\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png\" \/>\n\t<meta property=\"og:image:width\" content=\"850\" \/>\n\t<meta property=\"og:image:height\" content=\"315\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/#\\\/schema\\\/person\\\/38bf3a51bda395a554d2537c32623db1\"},\"headline\":\"Preguntas Frecuentes sobre Hipotecas para No Residentes en Espa\u00f1a: Todo lo que Debes Saber\",\"datePublished\":\"2025-02-25T15:40:20+00:00\",\"dateModified\":\"2025-08-19T08:03:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/\"},\"wordCount\":1014,\"image\":{\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/lextax.es\\\/es\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png\",\"articleSection\":[\"Hipotecas\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/\",\"url\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/\",\"name\":\"Preguntas Frecuentes sobre Hipotecas para No Residentes\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/lextax.es\\\/es\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png\",\"datePublished\":\"2025-02-25T15:40:20+00:00\",\"dateModified\":\"2025-08-19T08:03:17+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/#\\\/schema\\\/person\\\/38bf3a51bda395a554d2537c32623db1\"},\"description\":\"\u00bfEres extranjero y quieres comprar en Espa\u00f1a? Resolvemos las dudas m\u00e1s comunes sobre hipotecas para no residentes. Condiciones, bancos y requisitos.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/#primaryimage\",\"url\":\"https:\\\/\\\/lextax.es\\\/es\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png\",\"contentUrl\":\"https:\\\/\\\/lextax.es\\\/es\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png\",\"width\":850,\"height\":315},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/lextax.es\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Preguntas Frecuentes sobre Hipotecas para No Residentes en Espa\u00f1a: Todo lo que Debes Saber\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/lextax.es\\\/es\\\/\",\"name\":\"Lextax\",\"description\":\"Asesor&iacute;a fiscal, contable y laboral para empresas, aut&oacute;nomos y particulares\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/lextax.es\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/lextax.es\\\/es\\\/#\\\/schema\\\/person\\\/38bf3a51bda395a554d2537c32623db1\",\"name\":\"admin\",\"sameAs\":[\"https:\\\/\\\/lextax.es\\\/es\"],\"url\":\"https:\\\/\\\/lextax.es\\\/es\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Preguntas Frecuentes sobre Hipotecas para No Residentes","description":"\u00bfEres extranjero y quieres comprar en Espa\u00f1a? Resolvemos las dudas m\u00e1s comunes sobre hipotecas para no residentes. Condiciones, bancos y requisitos.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/","og_locale":"es_ES","og_type":"article","og_title":"Preguntas Frecuentes sobre Hipotecas para No Residentes","og_description":"\u00bfEres extranjero y quieres comprar en Espa\u00f1a? Resolvemos las dudas m\u00e1s comunes sobre hipotecas para no residentes. Condiciones, bancos y requisitos.","og_url":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/","og_site_name":"Lextax","article_published_time":"2025-02-25T15:40:20+00:00","article_modified_time":"2025-08-19T08:03:17+00:00","og_image":[{"width":850,"height":315,"url":"https:\/\/lextax.es\/es\/wp-content\/uploads\/2025\/02\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png","type":"image\/png"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"admin","Tiempo de lectura":"5 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/#article","isPartOf":{"@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/"},"author":{"name":"admin","@id":"https:\/\/lextax.es\/es\/#\/schema\/person\/38bf3a51bda395a554d2537c32623db1"},"headline":"Preguntas Frecuentes sobre Hipotecas para No Residentes en Espa\u00f1a: Todo lo que Debes Saber","datePublished":"2025-02-25T15:40:20+00:00","dateModified":"2025-08-19T08:03:17+00:00","mainEntityOfPage":{"@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/"},"wordCount":1014,"image":{"@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/#primaryimage"},"thumbnailUrl":"https:\/\/lextax.es\/es\/wp-content\/uploads\/2025\/02\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png","articleSection":["Hipotecas"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/","url":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/","name":"Preguntas Frecuentes sobre Hipotecas para No Residentes","isPartOf":{"@id":"https:\/\/lextax.es\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/#primaryimage"},"image":{"@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/#primaryimage"},"thumbnailUrl":"https:\/\/lextax.es\/es\/wp-content\/uploads\/2025\/02\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png","datePublished":"2025-02-25T15:40:20+00:00","dateModified":"2025-08-19T08:03:17+00:00","author":{"@id":"https:\/\/lextax.es\/es\/#\/schema\/person\/38bf3a51bda395a554d2537c32623db1"},"description":"\u00bfEres extranjero y quieres comprar en Espa\u00f1a? Resolvemos las dudas m\u00e1s comunes sobre hipotecas para no residentes. Condiciones, bancos y requisitos.","breadcrumb":{"@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/#primaryimage","url":"https:\/\/lextax.es\/es\/wp-content\/uploads\/2025\/02\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png","contentUrl":"https:\/\/lextax.es\/es\/wp-content\/uploads\/2025\/02\/Preguntas-Frecuentes-sobre-Hipotecas-para-No-Residentes-en-Espana.png","width":850,"height":315},{"@type":"BreadcrumbList","@id":"https:\/\/lextax.es\/es\/preguntas-frecuentes-sobre-hipotecas-para-no-residentes-en-espana-todo-lo-que-debes-saber\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/lextax.es\/es\/"},{"@type":"ListItem","position":2,"name":"Preguntas Frecuentes sobre Hipotecas para No Residentes en Espa\u00f1a: Todo lo que Debes Saber"}]},{"@type":"WebSite","@id":"https:\/\/lextax.es\/es\/#website","url":"https:\/\/lextax.es\/es\/","name":"Lextax","description":"Asesor&iacute;a fiscal, contable y laboral para empresas, aut&oacute;nomos y particulares","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lextax.es\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/lextax.es\/es\/#\/schema\/person\/38bf3a51bda395a554d2537c32623db1","name":"admin","sameAs":["https:\/\/lextax.es\/es"],"url":"https:\/\/lextax.es\/es\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/posts\/6300","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/comments?post=6300"}],"version-history":[{"count":1,"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/posts\/6300\/revisions"}],"predecessor-version":[{"id":8343,"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/posts\/6300\/revisions\/8343"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/media\/8342"}],"wp:attachment":[{"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/media?parent=6300"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/categories?post=6300"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lextax.es\/es\/wp-json\/wp\/v2\/tags?post=6300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}